Issue time 5:42 pm, by CTreit
Issue time 5:01 am, by admin
Let’s make this a real festival and celebrate in this week’s Festival of Frugality. We’ll start off with Valentine’s Day celebrating love. Enjoy the many great posts!
Valentine’s Day – February 14
misst gives us Valentine’s Day gift ideas that are good for your special someone and mother nature in How to Be Green on Valentine’s Day | Prairie EcoThrifter.com posted at Prairie Eco-Thrifter.
Canadian Family Day – February 21
Barb Friedberg gives college grads the tip to start immediately with smart money habits in Personal Finance Tips for New College Grads; A New Perspective posted at Barbara Friedberg Personal Finance.
Jim Yih tells us that saving habits are good habits. As parents and grandparents, we hope for the best that life has to offer our children and grandchildren. He lists tips in Helping Them Save posted at Retire Happy Blog.
US Tax Day – April 15
Ken lists software companies that are members of the Free File Alliance program of the IRS. These companies provide free tax services for qualified individuals/families. Read more in Where to File Taxes Online for Free posted at Spruce Up Your Finances.
Craig presents More Money in Your Paycheck – The Payroll Tax Cut (Social Security Tax Cut) posted at Free From Broke, saying, “A late tax law change in 2010 adds more to most paychecks in 2011 to help stretch budgets a little further.”
World Food Day – Oct 16
Donna Freedman shows us that you can build a pantry if you’ve got a buck in Fight Rising Prices by Building Your Own Food Bank posted at Get Rich Slowly.
Joe Plemon finds alternatives to the well know frugal strategies like cut out cable TV or drive an older vehicle. He lists a few ways to save money where you least expect it in How To Save Money When You Least Expect It posted at Personal Finance By The Book.
vh proclaims that one of the thriftiest things you can do for yourself is make your own bread. It’s easy, delicious, and saves a lot of dough. Read more in Ad Lib Whole-grain Oat Bread posted at Funny about Money.
World Philosophy Day – November 17
(Auto) Insurance Day – February 1 (Travelers Insurance issued the first auto insurance on February 1, 1898 in Buffalo, NY.)
Neal Frankle proclaims, “Auto insurance companies are sexist and if you’re a women, you should be happy about it.” in 7 Steps To Get Cheap Car Insurance For Women posted at Wealth Pilgrim: Money Management Advice, Financial Stess Management, Addiction Recovery Plan & Resources.
Exercise Day – January 1 to December 31
Miranda presents 7 Frugal Ways to Exercise: DIY Home Gym posted at Coupon Shoebox Tips, saying, “With a relatively small expenditure, it is possible to put together a frugal home gym that can help you stay in shape.”
Birthdays and other days
Little Miss Moneybags recounts her dilemma with dance or yoga classes. She wants to take them but she really doesn’t want to pay money for them. Read more in Paying for classes posted at Little Miss Moneybags.
Tom presents Staying Organized Saves You Money posted at The Canadian Finance Blog, saying, “If you are disorganized, it could be hurting your finances! Here are some tips to get organized and keep your wallet in check!”
Kris lists 8 Everyday Things I Do To Save Money | Everyday Tips and Thoughts… posted at Everyday Tips and Thoughts….
That concludes this week’s edition of the Festival of Frugality. Next week we’ll head over to My Personal Finance Journey to enjoy the 268th Edition. Go here to submit your post! Past posts and future hosts can be found on our blog carnival index page.
Issue time 4:02 pm, by admin
It makes us feel good when we make a difference in somebody’s life. That is why we think that the job of teachers, health workers, and such are very rewarding. They each make a profound and immediate impact on people, hopefully a good impact.
You can have the same experience with money. Plenty of folks need money advice and help with money. Just look at the many successful personal finance blogs and the many personal finance books you find in bookstores. These offerings would not exist if there were no need for them.
We have gotten some really nice feedback about our website and our mission. (Our mission is to help people get a better understanding of their finance. For more on our mission, please read About Us.) If we succeed at our goals, we feel good. Let me give you two examples.
One of our users had to make the hard choice to move back with her parents; we had suggested that this might be the only way to get a better financial footing. It is a hard choice and it really stinks to make it, but if that is what it takes, do it. The reward will come in the future many times over. Our user was very happy after she has made that hard choice. It was the right thing to do.
Another user has told us that our suggestions and sensible money advice has helped him become more conscientious about his finances. We really like this kind of feedback since it at the core of our mission. Money is here to help you have a good life. Money should not own you. It should always be the other way around. Whatever you do with your money, do it conscientiously and not avoid money decisions because of fear, laziness or ignorance. If you just do your best to stay on top of things, you most likely will do the right thing, without even knowing all the hard and soft rules of personal finance.
If you want to check whether money owns you or you own your money, take this quick test “Who is in charge around here?”
Get free ideas how to better handle money!