MONEY OBEDIENCE

Money Obedience helps you analyze your financial situation by conversing with you in plain English. Using Money Obedience, you will get easily understandable information in words - not numbers, formulas, or graphs - that can help you make good financial decisions.

Of course, if you love looking at numbers and graphs, MoneyObedience.com also provides you with tables and charts, but other programs make much more beautiful tables and charts than MoneyObedience.com does. We are more focused on telling you the story of how you spend your money, how much you should save, how you can handle your debt, or how you can reach your goals - all in plain English.

• MoneyObedience.com's virtual financial coach brings an understanding of sometimes complex financial issues to our users by talking to our users in plain English.
• To us, success means that our users reach a better understanding of their financial situation and their future. We aim to improve the chances that clients reach financial security even if they are not comfortable with numbers and finance.
• Our only aim is to help clients improve their financial lives. To that end, our analysis is based on two time-honored cornerstones of financial success: (1) spend less than you make, and (2) invest according to your personal preferences and needs.

MoneyObedience seeks to give you a comfortable environment to analyze sometimes complex financial issues.

• MoneyObedience creates highly individualized and easy-to-read reports that avoid numbers and discussing very complex financial models.
• You never have to reveal your true identity; you can enter data without entering any personal information like bank account numbers, names, or addresses.
• MoneyObedience's financial philosophy is based on a conservative outlook,. In practice this means, for example, that we will always try to encourage you to save a healthy percentage of your household's incomes, and to avoid debt.

MoneyObedience.com is the only virtual financial coach that offers its users an analysis of their financial situation in plain English.

• Individualized - MoneyObedience.com generates articles that are tailored to each user as it creates up to 6000 unique text reports in each section depending on a user's individual circumstances.
• Anonymous - You will be anonymous throughout MoneyObedience, if you so choose. Yet, you will always be treated as a unique person with unique financial circumstances.
• Internet-based - You do not have to download any programs or files. All programs and data are kept on a secure server in the internet. You can access your account at MoneyObedience.com anytime you can log into the internet.
• Integrated - The information you enter on MoneyObedience.com is used to analyze all areas of your financial life. The seamless integration of data used in the many financial modules available on MoneyObedience.com is what makes us able to respond directly and uniquely to your financial situation.

We developed this virtual financial coach for a particular type of user. This is someone who may

• shy away from numbers and anything "finance".
• not have easy access to relevant financial information.
• wish to get or to keep his or her finances in good order.
• want to read an article about his or her budget, debt situation, net worth, and so forth, that is tailored to his or her unique circumstances.

• No more excuses.. - If you are uncomfortable with numbers or anything "finance" MoneyObedience.com is the site for you to improve your finances. When you use this site you can no longer use the excuse that you are not good in math or with finance. You don't have to be a math wizard to get or keep a good handle on your money situation. MoneyObedience.com shows you how - in plain English.
• Today is better than tomorrow. - You can never be too late (or too early) in planning your financial future. Planning that future involves taking many, many little steps - and some bigger ones. When you take all these steps one after another, you have a good chance to reach financial security by the time you need it.
• One step at a time moves you forward. - You may think that the task of getting a handle on your finances is overwhelming, but you can get help to make all necessary steps in plain English on MoneyObedience.com. We help you break down even big projects into smaller steps. While we may suggest where you may want to start and how you may want to proceed, designing your financial plan is all up to you. You are still in the driving seat; MoneyObedience just gives you some guidance in plain English.