Please answer the questions below. You can save your answers at any time and come back to them later. Unanswered questions are indicated so you can find them easily.

????????

Please answer all questions:
Money
*	I am well aware of where I stand financially.		disagree		somewhat disagree		neither agree nor disagree		somewhat agree		agree
*	Playing the lottery is part of my financial planning.		disagree		somewhat disagree		neither agree nor disagree		somewhat agree		agree
*	My financial situation keeps me up at night.		never		hardly ever		sometimes		often		always
*	When I have to deal with uncomfortable things at work or at home, I like to put those things off until I really cannot avoid dealing with them.		never		hardly ever		sometimes		often		always
*	I pay my bills on time.		never		hardly ever		sometimes		often		always
*	I have paid late fees for my credit card debt or other consumer loans (such as a car loan).		never		hardly ever		sometimes		often		always
*	I use my credit card to meet immediate living expenses as a short-term solution to a financial emergency.		never		hardly ever		sometimes		often		always
*	When I know there are bills in today's mail, I won't look at the mail for several days.		never		hardly ever		sometimes		often		always