Finance Topics

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Resources
  Investment Instruments
Investing in Stocks and Stock Funds
Investing in Bonds and Bond Funds
Invest in Stock Funds via Mutual Funds, Index Funds, ETFs
Bond Funds - Good Investment Choice?
Advantages of Index Funds
Buying Exchange Traded Funds (ETFs)
Buying Mutual Funds
Advantages of Index Funds
  Investment and Bank Accounts
Why is Internet Banking a good Idea?
What is an Individual Retirement Account (IRA)?
What are the benefits of 529 plans?
Why put Money into a Money Market Savings Account?
  Investing Techniques
How does Dollar Cost Averaging work?
Dollar Cost Averaging - An Example with Numbers
Save Money and Watch It Grow
Why are Management Fees so Important?
How to Negotiate with Lenders
  Risk
What Types of Financial Risk are Important?
How to Avoid the Risk of Not Reaching Financial Goals
How to Account for Longevity Risk
Why Market Risk is not so Bad
Purchasing Power Risk - The Hidden Risk
  Asset Allocation
Conservative Asset Allocation
Risk Neutral Asset Allocation
Slightly Aggressive Asset Allocation
Aggressive Asset Allocation
Very Aggressive Asset Allocation
  Retirement Topics
How to Estimate Life Expectancy
  Mortgage
The Benefits of a Fixed Rate Mortgage
How do Adjustable Rate Mortgages (ARMs) work
  Insurance Products
What is a Term Life Insurance?
How does a Whole Life Insurance work?
How does a Universal Life Insurance work?
  Financial Professionals
A Short List of Financial Professionals
The Benefits of Working with a Personal Financial Planner
How to Find a Debt Counselor
How a Mortgage Counselor can help
How to Work with an Insurance Agent
What is a Discount Broker?
  Personal Finance
The Benefits of a Free Budget Planner
What is the Financial Impact of a Credit Score?
open and close button  Personal Finance - Further Readings
Some government entities publish very helpful e-books and websites that can aid a reader to get or keep his or her financial house in good order. We have listed a few here.

The Federal Reserve of Dallas publishes a site called "Building Wealth". You can download the e-book "Building Wealth" here.

The Federal Reserve of Boston publishes a booklet called "Pathways to Getting Ahead" which you can download on this webpage or directly by clicking here.

And finally, the US Department of Labor publishes the e-book called "Savings Fitness" which you can get by clicking here.

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